REI Credit Card: Recreational equipment, inc. (rei) is one of the numerous retailers out there that issue credit cards to interested individuals.
REI Credit Card
As a result, people who make a lot of purchases from said retailer should take a look at these credit cards to see whether they are suitable for their particular needs and circumstances so long as they are rei member.
This is particularly true because besides their primary use in making purchases from rei, these credit cards have other potential benefits as well.
Benefits of having a rei credit card:
One of the biggest upsides to credit cards is their sheer convenience. There is ease of the making bill payment system either you are shopping online or offline by visiting the store.
This is particularly true when making bigger purchases, which is something that can make using cash very cumbersome.
Rei credit cards be liable to come with a lot of protections from credit card fraud. For instance, the rei mastercard comes with zero fraud liability, meaning that if it is used to make fraudulent charges, the credit card owner will not be held responsible for those sums.
Ease of borrowing
There are both revolving and non-revolving forms of credit. Credit cards are classified as a form of revolving credit, meaning that the credit card owner can choose to borrow whenever and wherever so long as they haven’t hit their credit limit.
What is the credit score? It is nothing but the history of your credit and other credit products which used to calculate creditworthiness of person which simply named as credit score.
In other words, sensible use of a credit card can be used to raise a person’s credit score, which in turn, can provide them with better interest rates as well as better conditions in their loan terms.
Something that can make a world of difference when it comes to a wide range of very popular credit products.
Some credit cards are limited for use at no more than a small number of locations. The rei mastercard isn’t one of these.
Get a $100 gift card
As an incentive, rei offers people with rei credit cards a $100 gift card so long as they make an eligible purchase using it. Of course, there is a limited window of time for this particular incentive, which is a period of 60 days in which to make said purchase.
Mostly asked questions by customers:
Overall, the rei credit card has good reviews. Offering cash back rather than store rewards is unusual for a store credit card, which many cardholders like. If you’re a frequent rei shopper, the 5 percent back can add up quickly.
There are a few complaints about customer service, but overall, if you have good credit, this could be a good choice for your wallet.
What is the apr for an rei credit card?
The apr is variable based on the prime rate. It’s also based on your credit history. Aprs typically range from 12.99 percent to 24.99 percent.
Can i transfer a balance?
You can transfer a balance. The apr is the same as your purchase apr and there is a fee of 3 percent.
Is there an annual fee?
There is no annual fee for the rei credit card.
Is there a late fee?
If your payment is late, you may be charged a fee of up to $38. There is no fee for exceeding your credit limit, though.
Can i get a cash advance with the rei credit card?
You can get a cash advance. The apr for a cash advance is 25.99 percent and there is a 4 percent fee for each transaction.
Rei credit card online application guidelines:
It’s quick and simple to apply for rei credit card online.
First, visit their website. On the next page, click on the box on the right side that says apply now.
This brings you to the rei credit card application.
Enter your rei member number, your first and last name, your date of birth, and your social security number.
Choose your country of citizenship. Provide your phone number and your email address. Enter your address and select whether you own or rent your home.
Provide your monthly payment. Choose an option for your employment status and enter your annual income. Pick an option for the source of your annual income.
If you’d like to do a balance transfer, provide the card information.
Scroll down and check the box agreeing to the terms and conditions. Click the green submit button.
You can also use other ways to apply for rei credit card
You can also apply for rei credit card by phone on dialing the number 1-877-734-97-37 to complete an credit card form.
Rewards of rei credit card
You earn 5 percent back for your rei purchases and 1 percent back on all your other purchases. The rei card also offers world mastercard benefits like travel assistance and lost luggage protection.
Activate the rei credit card:
One needs to visit the official website of rei.
Then there is option of activate your card. You need to press that activation option.
Next, it needs some information like credit card number and personal information like you name and address details and SSN number (last 4 numbers only).
Then submit these details in those empty boxes. Press on the continue button. And here you go get a successful activation of you rei credit card.
One thing you should remember that you are not permitted to use you rei credit card at rei store or anywhere without activation of the real credit card.
That means you have to activate your card before its use. And one another thing is that don’t share the login credentials with anyone like user id and password.
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Without activation of the rei credit card, you are not able to shop online and make the payment via rei credit card. So first activate it and enjoy your shopping.